A Case Study of Zakład Ubezpieczeń Społecznych

Transforming a Pension Fund

Zakład Ubezpieczeń Społecznych is responsible for managing Poland’s public pension system, one of the largest in the region. Faced with the challenge of ensuring long-term financial sustainability in a dynamic economic environment, ZUS sought to enhance its investment strategy and diversify its portfolio.

Approach

Cases Consulting conducted a thorough analysis of the existing investment portfolio and market conditions. The project began with a comprehensive assessment of ZUS’s investment objectives, risk tolerance, and regulatory constraints. This initial phase involved:

Detailed market analysis to identify global investment opportunities.
Strategic planning sessions to align investment strategies with long-term goals.
Development of a multi-asset-class investment strategy to optimise diversification.

Cases Consulting’s team of experts designed a tailored strategy that incorporated both traditional and alternative asset classes. The key components of the approach included:

Implementing a strategic asset allocation plan to balance growth and risk.
Recommending advanced risk management tools to monitor and mitigate potential downsides.
Recommending advanced risk management tools to monitor and mitigate potential downsides.

Outcome

The collaboration resulted in a robust, diversified investment portfolio that significantly enhanced ZUS’s financial stability. The new strategy not only improved the resilience of the pension fund but also delivered substantial value growth. Over the three-year period, the diversified portfolio achieved impressive performance metrics, contributing to the long-term sustainability of Poland’s public pension system.